LOS ANGELES, CA / ACCESSWIRE / September 21, 2020 / Compare-autoinsurance.org (http://compare-autoinsurance.org) is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website released an online guide that explains the role of a car insurance claim adjuster.
Claims adjusters are the persons sent by car insurance companies to investigate the claims made by policyholders and to negotiate settlements. In many cases, the claims adjusters will be in a position to offer explanations for denying a claim or for the amount they offer for a settlement.
Drivers that need a claims adjuster should know the following about them:
- The claims adjuster investigates the claims made by policyholders. Claims adjusters are required to investigate the incidents where the policyholders' vehicles were involved. The claims adjuster will determine who was at fault, if the incident is covered, or if it's an insurance fraud attempt. Car insurance frauds are quite common. One of the most common types of insurance fraud is to arson an insured older vehicle. In this type of frauds, a claims adjuster will travel to the place where the incident happened and will start to investigate. The claim will be denied if the claims adjuster reaches to the conclusion that the incident is an insurance fraud attempt.
- They work for the insurance companies. The majority of claims adjusters are working for an insurance company, so it's no wonder that sometimes they protect their insurers' interests by not paying claims or by paying claims of a lesser value than what they should. In some cases, claims adjusters will have to protect the reputation of their insurers, by paying a claim they initially denied. No insurance provider wants bad publicity, and a customer that is not satisfied by the settlement and is willing to fight can bring a lot of bad publicity. Not all adjusters are employed by the insurers. Some are just contractors that are sent to negotiate on behalf of a company.
- Not all claims adjusters are bad. Despite what everyone thinks, not all claims adjusters will deny or underpay claims. Claims adjusters are salaried people that have no financial interest in the outcome of a claim. Many good claims adjusters are trying to help people that are in great need. Nevertheless, claims adjusters need to follow a strict claim process.
For additional info, money-saving tips, and free car insurance quotes, visit http://compare-autoinsurance.org
Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
'Although many believe that claims adjusters are bad and only want to protect the interests of their insurance companies, that's not true. Many good adjusters love helping people and they do have strict claim process to follow ', said Russell Rabichev, Marketing Director of Internet Marketing Company.
SOURCE: Internet Marketing Company
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